Life can change in a moment.  One day you’re healthy and the next day your life is transformed by an accident or diagnosis that will forever affect the quality of your life. One day you have a beloved parent or friend, loved one, pet… and the next day you no longer have their comforting presence or their unconditional support. And in what feels like moments, you can find your home flooded, or worse - gone, and your valued possessions ruined. Nature has no mercy and it doesn’t play … [Read more...]